compare and make your own decisions  
By: business angel - Nov 18, 2009
Version: 3.4
The app is absolutely fabulous. I've been using it for quite a long time now, and it has almost everything that could be thought of. Now after several months of using it, the application seems to be exactly what I need. Generally it feels that the guys work hard to make this application the best.
The applicaiton is costly, but it is very good. It does track expenses with income as explained in its description, unlike the other financial apps that I tried, they all count expenses only. It has several wallets including credit cards, and I can create as many wallets as I want. It indeed helps to track all my personal finances: record what I own, plan my spending and income and compare that with my everyday activity. The description is very accurate, read it carefully. This is exactly what a financial applicaiton must be: all well arranged, and easy to understand. The planning budget category is a litle tricky because it shows average income by default, and I stuck with it for a while, but now it works fine with me. I always question myself where the public opinion comes from. The app has a free version, try it to see how it works and try all the promoted apps like ixpense and pocjet money, then make your decision. To me this application is the only market leader. Cheers

Great program, even better support  
By: Carl H Martens - Nov 12, 2009
Version: 3.4
I have found this app very useful to be very useful. I've got a good feel of my cash flow and advise this app to those that are like me who forget what they spend money on. It is very simple and graphically pleasing. Although I feel that the app lacks a sorting feature I have given it 5 stars. I'd prefer to sort balance items the way I want it to be presented. A recurring transactions feature would also be a good addition...it would ease data input. I've been impressed with the support they offer. I made a request regarding the data export feature and within one week they had the feature added! I look forward to future updates/improvements to the app. Keep up the good work guys!

Great App  
By: dave.reeves - Sep 17, 2008
Version: 1.0
I really enjoy the interface on this app. The app itself works perfectly and is very intuitive. I emailed a question to the creators and had a response in no time...with the answer. They also told me some things that are in the works for the update, and frankly, I am excited.
First class app (with more to come).
Great customer service and support.
My recommendation...buy this app.

Great program, even better support  
By: Carl H Martens - Nov 7, 2008
Version: 2.2.3
I have found this app very useful to be very useful. I've got a good feel of my cash flow and advise this app to those that are like me who forget what they spend money on. It is very simple and graphically pleasing. Although I feel that the app lacks a sorting feature I have given it 5 stars. I'd prefer to sort balance items the way I want it to be presented. A recurring transactions feature would also be a good addition...it would ease data input. I've been impressed with the support they offer. I made a request regarding the data export feature and within one week they had the feature added! I look forward to future updates/improvements to the app. Keep up the good work guys!

iBearMoney  
By: Sam "Star" - Mar 22, 2009
Version: 2.3
I tried several money tracking iPhone apps but most of them either very very difficult to use or their functionality is significantly limited.
Most of all I like that iBearMoney is intuitive enough to use.
The information is divided into four major areas:
1)Assets/Liabilities
2)Cash
3)Planned income/expenses
4) transactions
5)reports.
Assets/Liabilities helps to see what your financial situation is. It generates either positive or negative cashflow. So I can see that when I take a loan I increase my liability side, which drives my cashflow down. Cash section helps me to manage my cash accounts (debit cards, cash, checking account, etc.). Now I can keep my cash on a considerable level. This way I know how much I can invest into assets in order to improve my cashflow, and how much I should leave for my current
expenses.
Planned income/expenses is for handling my monthly cashflow.
I completely agree with the developer who claims that it was developed on the basis of experience of financily successful people.
Financialy successful people should keep eye on the assets and liabilities (the source of cash flow), make their money work (manage cash), plan and track actual cash flow (Planned income/expenses). This is the same like in the book Rich Dad and Poor Dad.
Transactions section helps to input factual data.
There are several improvements that should be done to ease the work with the app (multy-currency support, and several other minor additions). I like iBear support. Several of my requests are implemented, two others will be in the coming 2.0 version of the application, which should be a major update since the first release.
Thank you for a very very good app! Hope you will do several small steps to make it GREAT! By this moment I consider this app as the top one for personal finance.
iBearMoney 2.0: I was pleased to find the features I asked them for. I was surprised even more while working with the app to find a lot of small improvements like transactions preview, etc.  It is a realy new program!

That’s an awesome budgeting tool!  
By: Tom Silver - Mar 30, 2009
Version: 2.4
It’s highly convenient! I can plan my annual cash flow within a day and in an unbelievably easy way!
Periodical income is registered automatically!
If that’s necessary, I can set the definite income date which will be included in the budgeting.
And if I’m not sure about the date of my future expense, it is proportionally divided within the period and included in the budgeting too.
But I want to give special attention to the cash flow.
It gets five stars! I’ve never seen a clearer plan-and-fact ratio before.

Thank you!!  
By: Eric "Red" Johnson - May 15, 2009
Version: 2.6.1
My wife and I use this nice app to plan our monthly budget. It helps to see whether we could spend some extra money or not. I feel closer to my wife since we plan our assets, liabilities, and income/expenses on one iPhone.
We always feel excited about new versions to come out. Nowadays economy slows down, people get fired, and we plan some savings to make sure to have more safety. In the everning we get together after a dinner and enter all the transactions we had.
Thanks to the developer for the support. It seems the application is getting better and better!
Thank you!
Update: Excellent! I asked these guys to make transactions templates, and here it is! This is incredibly convenient.
Thanks!

Love it  
By: P Winzy - May 23, 2009
Version: 2.6.2
I love this app it has helped me keep track of all our money better than anything else I have ever used. I can see with just the touch of a button where everything is going and how much money I have and where it all is. I only wish that the assets and liabilities page would link to the other accounts and keep an accurate accounting without me having to constantly update it. Would help people truely keep track of accounts and debits being paid so they know how much more they have to go. And if it had the ability to add the apr or interest that would be helpful but otherwise the best app I have purchased.

My thoughts  
By: beloved_forever - Aug 13, 2009
Version: 3.0
This app does all which is stated in the description. I advise everyone to try Money FREE first if you have any questions about its functions.
The app is very sophisticated. I've been using the app for quite a while. The developer updates the app at least once a month. Every update adds new features and makes the app better and better.
Small advice for beginners: Kirk Strauser, if you select “Detailed” mode when planning a budget you can input recurring payments like weekly paychecks. Let's plan $700 a week on a specific day of the week (for instance, Friday). It will calculate the total amount as $2800 or $3500 depending how many Fridays are in the current month. As for inconsistency with spelling – It all depends on what you type in. Good luck!
Try Free versions of different financial apps. You'll see how advanced Money is and how incorrect one star reviews are.
UPDATE: Mr.Kirk, I sincerely tried to help you, but you keep saying lies in your reviews. Why are you doing that? It became clear to me that you promote PocketMoney here. Good luck. Do you go to church, mr.Kirk? You definitely should.

compare and make your own decisions  
By: business angel - Aug 18, 2009
Version: 3.0
Got this app several weeks ago, and by now have found a few inaccuracies actually. Still its general performance makes it better than every other financial app here as I've checked many of them. Haven’t tried the in-app purchase features yet.
The applicaiton is costly, but it is very good. It does track expenses with income as explained in its description, unlike the other financial apps that I tried, they all count expenses only. It has several wallets including credit cards, and I can create as many wallets as I want. It indeed helps to track all my personal finances: record what I own, plan my spending and income and compare that with my everyday activity. The description is very accurate, read it carefully. This is exactly what a financial applicaiton must be: all well arranged, and easy to understand. The planning budget category is a litle tricky because it shows average income by default, and I stuck with it for a while, but now it works fine with me. I always question myself where the public opinion comes from. The app has a free version, try it to see how it works and try all the promoted apps like ixpense and pocjet money, then make your decision. To me this application is the only market leader. Cheers

iBearSoft Money a very complete app!  
By: Acceso - Aug 21, 2009
Version: 3.1.1
iBearSoft Money to me is the best Finance app currently in the App Store. Professionally designed yet easy to use and also has its advanced features, overall a complete financing application that provides both personal and business options for you to be on top of your financing activity. In order to fully understand it and make use of its potential you have to play around a bit with it. Now they have upped some Tutorial Videos which will make your life easier, especially for those of whom have yet not understood it. Take it from a person that has purchased all of those finance apps in the app store that are currently listed in the top 50s. Most of them are just expense trackers, and most of you know what im talking about.

Definitely best finance app on iTunes.  
By: before the dawn - Oct 3, 2009
Version: 3.3
Update: YOU GUYS ROCK!!! Thank you for adding the customization I asked for. This app just keeps getting better and better. Keep up the good work :) ------------------------------This definitely could rise to be five star material. I gave it four stars because of some things that will hopefully be updated in the future. I must say that I really like that I can see my financial present and future in one shot. I also love the easy to use currency converter for us traveling free spirits.-Being that I get paid on the 15th and last day of the month, if I enter information in real-time, I don't get an accurate read out on the income (plan/fact) page which I love, because I'm able to see how I'm doing and how much I can potentially save by the end of the year. It's great when you're actually able to see how much you'd have after a period of time if you spent wisely. However the way it is now, being that I entered my compensation on the last day of March, I see a negative balance until the 15th of April. Currently I enter it as the 1st and 15th of the month. No big deal, but something to think about if I really want to be anal about accuracy.-I love the transaction report. I would like it if I was also able to see what my remaining balance was after each purchase on that page. -I would be great if the payments that I made to my liabilities were automatically updated instead of having to manually do it. Or my asset (like my savings account) also updated when I added to it so that I didn't have to do it manually.So far, I really love this app and it's helped me a lot in the short time I've had it. Keep up the good work and KEEP UPDATING.

Great!!!  
By: Maddddddfffff - Oct 22, 2009
Version: 3.3
I used the free version of money and loved it. It was very confusing at first but as I played with it, it became easier to use. So far, I am happy with the way the app works. I've been using the full version for a week now. So, I give it 5 stars. I will edit my rating for this app if I find any flaws in the future. Note to developer:It would be great if I could schedule automatic recurring transactions. For example, my bank transfers(automatically) $25/month from my checking account to my savings. I could do it manually, but I don't want to risk forgetting to do it manually. Also, I wish there was a way of having this transfer be included in my budget. I hope this will be included in future versions.

The BEST, most amazing finance app!!  
By: Jeandre - 17-Jul-2009
Version: 2.7
Thank you so much iBearMoney for this amazing app! I've tried so many apps and could not find one app that does it all.. Untill I got iBearMoney. I can now orgonize all my income (personal & business) and track every expence (personal & business again) and transfer money between accounts, work out my budget and keep track of all my assets and liabilities and how much I'm making and how much I owe. This is the best finance app I've come across in my search for one!

4  
By: Jillian$ - Nov 20, 2009
Version: 3.4
This is a very sophisticated application, in my opinion it has so many features that it takes some time to remember them. The quality of this app is superior, but help materials do not answer some questions. Many times I understand everything myself, but when I need to find an answer, I need to write to support. They do respond within 24 hours, but please add help files. Video tips that you have also help, please add more of that. 4 stars until you do it.

pros and cons  
By: CreatorVI - Nov 19, 2009
Version: 3.2
There are only a few financial apps that I like, and this one belongs to the list. I bought it after using the free version for some time. Pros of the app: helps to manage personal and even some business finances easily, generates beautiful charts and looks like it does everything and even more than I could ever need. The cons are: yet no online banking, which the developers claim to instal soon though. Another thing: because the app has so many features, it may seem somewhat sophisticated. This should be a good choice for people who want to know everything and who have time to keep track of everything. To me... just add some better help materials and the app will be my favorite choice

iBearMoney  
By: MarioniK - Mar 28, 2009
Version: 2.4
Правильно развиваетесь.Необходимо добавить сортировку для наличности и активов/обязательств.Либо перетаскивание их сверху вниз.Нужно предусмотреть автоматический ввод для периодических транзакций.Также автоматическую конвертацию валют. И возможность выражать валюты не только через базовую. Например оч не удобно выражать белорусский рубль через доллар. Хотелось бы наоборот. Еще необходимо автоматизировать расчет процентов по кредитам и периодические выплаты по ним. Хорошо бы цветные маркеры для транзакций.

Good and Keep Improving  
By: John Chan - 18-Jan-2009
Version: 2.1.0
It's the best budgeting iPhone software that I found to-date on the App Store. Despite the relative high price compares to others available, I like it for its continual improvement from feedbacks.
I look forward to see, in future, the add-on calculator on the transaction of expenses, on-line down of credit cards' expenses, multi-currencies, recurring/repeating expenses, and addtion of more category/sub-category.
John Chan, Singapore

Not time-bound as far as I can see...but pretty good nevertheless  
By: nerdninjah - 12-Sep-2008
Version: 1.0
This app appealed to me because it provided a link between expenses/budget and cash sources. It also has an impressive capacity for income and expense types, as well as assets and liabilities so you can keep track of your overall wealth. It does have a few clumsy issues: in order to enter in an income or expense, you first need to define it in the Income page, along with a dollar amount (which can be changed at time of transaction). These dollar amounts then form the Planned amounts, but it doesn't have the capacity for segregating into time periods, or scheduling income or expenses. It would be helpful if the cash sources could be linked to the respective income or liability of the card, so as you depleted the credit card cash source the liability increased in the balance page, and cash source bank accounts could be linked to the assets. Overall, though, it's pretty useful and easy to use.

Well made & a strong money tracking app.  
By: maniacal.laughter - 27-Oct-2008
Version: 1.4
I found this app a little tricky at first but once I read the instructions and played with it I can say that I have no regrets over buying it. When first released it was light on flexibility but that is quickly changing as the recent updates have been released quickly. Support for ibearmoney is quick and so far I have seen a 24 to 48 hour turn around for a response which is very good. The developers are open to suggestions
I give it four stars due to the trickiness of it for first time users, but IMO it is worth the expense for those want to track their funds accurately.